Experience the ultimate in simplicity and convenience with our e-fixed deposit account, enabling you to effortlessly open an account and manage transactions through online banking platforms, while enjoying competitive interest rates.

Here’s what eFixed Deposit Account offers you:

  • Ease of opening account for individual customers aged 18 years and above who have existing personal Saving Accounts, Current Accounts or ACE Accounts (Designated CASA) and registered for Public Bank Lao Limited Online Banking service.
  • Convenience - you can open an eFD account and make FD transactions anywhere via PBLL Online Banking service. 
  • Placements are carried out in real time by debiting your Designated CASA accounts.
  • Low minimum placements starting from LAK2,000,000 / USD500 / THB20,000
  • Automatic renewal for your convenience.
  • Go green with paperless statements.
  • Hassle free.
  • eFD transactions are available from 6 am - 12 am daily.

eFixed Deposit is protected by Depositor Protection Office in accordance with regulations.

Interest Payment Methods

The interest payment will be added to the principal upon maturity.

Eligibility

Existing Savings Accounts, Current Accounts or ACE Accounts (Designated CASA) and registered for PBLL Online Banking service.

  • Individual customers aged 18 years and above.

Rates


Tenure
Interest Rate per Annum
LAK USD THB
1 Months - 2.00% 1.50%
3 Months 3.20% 2.75% 2.00%
6 Months 4.00% 3.50% 3.00%
9 Months 4.70% - -
12 Months 5.80% 4.10% 4.00%
15 Months - 4.50% 4.25%

 

eFixed Deposit Terms and Conditions
English version, please click here
Laos version, please click here