Fixed Deposit Account

A Fixed Deposit Account is a deposit product offering attractive returns and a flexible tenure period. This is the safest investment option you can choose.

Type of Deposit Currencies Available:
Lao Kip, US Dollar and Thai Baht

Minimum Placement

Lao Kip: 2,000,000.00
US Dollar: 500.00
Thai Baht: 20,000.00

Types of fixed deposits and Interest payment:

Products	Tenure	Fixed Deposit
Products	Tenure	LAK	USD	THB
Interest Rate per Annum	1 Mth	-	2.00%	1.50%
	3 Mths	3.20%	2.75%	2.00%
	6 Mths	4.00%	3.50%	3.00%
	9 Mths	4.70%	-	-
	12 Mths	5.80%	4.10%	4.00%
	15 Mths	-	4.50%	4.25%

Service Charges on Fixed Deposit Account

No.	Service Charge	Amount
No.	Service Charge	1	Lost FD Receipt	USD 5 or its equivalent

Account Opening Requirements:

Individual/Joint:

Identification Card/Family book

Associations, Club or Society Account

Identity Cards of the signatories
A copy of the Certificate of Registration
A copy of the Certified Resolution/Minutes of Meeting passed by the Management Committee to authorize

Non-Resident Individual

Original Passport/Identity Card
Work Permit or
Student Pass and a Letter of Confirmation from the College/Institution or
Family Book or Marriage Certificate, if applicant is married to a Laotian

Non-Resident Companies

Original Passport/Identity Card
Business registration
Company resolution
Terms and conditions of company establishment (if any)

Term and Conditions Governing Fixed Deposit Account:
English version, please click here
Laos version, please click here

Your Deposits is Protected by the Deposit Protection Office in Accordance with Regulations.